Financial systems that act
We own the compute, the account, the agent, and the rail. No one else assembles all four.
Scroll to Explore
mission
Build the intelligence
layer where money,
software, and trust
converge
CloudWalk builds financial products, agents, and infrastructure that expand financial autonomy without removing client sovereignty.
Why this compounds
Inside CloudWalk, the marginal cost of every financial decision falls every quarter, across credit underwriting, fraud detection, settlement, and conversations. Those gains return to merchants and households, not to intermediaries. Outside CloudWalk, it doesn’t.
INFRASTRUCTURE AND SCALE
Built for
AI-native finance
Global settlement infrastructure underneath. We process billions in financial volume daily and support millions of merchants and consumers.
We don't use AI.
We run on it
AI embedded across underwriting, fraud, support, settlement, and coordination.
$18b+
TPV (2025)
$1.7b
annualized revenue run-rate
$322m
annualized pre-tax profit
7m+
monthly active users
60b+
tokens processed daily
90%+
GPU utilization
March 2026
Finance, rewritten in code we own.
principles
Build the best products
We build products with long-term ambition and high technical standards.
Every product must be measurably better: simpler, faster, more intelligent, and more useful in daily operation than what came before.
Every product must be measurably better: simpler, faster, more intelligent, and more useful in daily operation than what came before.
principles
Client sovereignty
The client is not a segment.
The client is the sovereign.
Reality should always overrule internal assumptions.
Our products evolve through direct contact with real economic behavior.
The client is the sovereign.
Reality should always overrule internal assumptions.
Our products evolve through direct contact with real economic behavior.
principles
Disruptive economics
Infrastructure improvements should reduce friction and return purchasing power to the people and businesses operating the economy.
Better economics are not promotions. They are proof that the underlying system changed.
Better economics are not promotions. They are proof that the underlying system changed.
products
Operational account and payments platform
InfinitePay is the operational account for Brazilian merchants, helping them receive money instantly, manage operations, access credit, and build storefronts. Inside the platform, each merchant has an intelligent agent working alongside them.
Available in Brazil.
Available in Brazil.
products
Autonomous
agent for merchants
JIM operates inside InfinitePay in Brazil, and as the primary merchant interface in the United States. It helps launch storefronts, accept payments, manage operations, and act on financial context in real time, so merchants spend less time running software and more time running commerce.
Available in Brazil and United States.
Available in Brazil and United States.
ECOSYSTEM
Agents, rails, compute, settlement
CloudWalk is a single financial intelligence system with three product surfaces and one foundation:
is the operational account for Brazilian merchants
the agent that acts
personal finance, made legible
Underneath, our global settlement infrastructure clears every transaction, and our compute environment trains the intelligence connecting every layer.
investors
CAREERS
Build systems that should exist
CloudWalk is building AI-native financial infrastructure in one of the world’s most demanding environments: real money, real-time decisions, and real economic impact.
We look for people who combine depth, judgment, and ownership, those who want to build difficult systems carefully and ship them at scale.
We look for people who combine depth, judgment, and ownership, those who want to build difficult systems carefully and ship them at scale.
