CloudWalk Named “Consumer Payments Company of the Year” in 2026 FinTech Breakthrough Awards

CloudWalk, the technology company behind InfinitePay in Brazil and JIM.com in the United States, has been named “Consumer Payments Company of the Year” in the 2026 FinTech Breakthrough Awards, a global program that recognizes innovation across the financial technology industry.

Now in its 10th edition, the awards evaluated thousands of nominations worldwide. The recognition comes as CloudWalk reports a new phase of accelerated growth, closing 2025 with $990 million in revenue – up 104% year-over-year on a FX-neutral basis – and $110 million in net income, a 90% increase compared to the previous year. In December, the company surpassed a $1.3 billion annualized revenue run rate while operating with a team of 720 employees.

The results reflect CloudWalk’s strategy of building AI-driven financial infrastructure designed to expand access and capabilities for micro and small businesses at scale.

At the core of this approach is JIM.com, CloudWalk’s AI-powered business assistant and payments platform in the United States. Built on an autonomous AI model, JIM.com enables merchants to accept instant payments while accessing real-time insights to support pricing, inventory management, marketing, and operational decisions. 

CloudWalk’s operating model is based on proprietary large language models and a dedicated GPU infrastructure, supporting autonomous AI agents that execute core functions such as customer service, fraud prevention, credit underwriting, sales, and marketing. This architecture has enabled the company to scale efficiently, reaching approximately $1.8 million in revenue per employee.

The company’s international expansion has also accelerated. Launched in early 2025, JIM.com reached tens of thousands of merchants across all 50 U.S. states within months, offering instant settlement and a simplified payment experience tailored to micro-entrepreneurs and gig workers.

In Brazil, InfinitePay surpassed 6.3 million active customers in 2025 and became the most downloaded finance app in the Brazilian App Store in December. During the year, CloudWalk also obtained a full credit institution license from the Brazilian Central Bank, expanding its autonomy in credit operations, and received its first credit rating from Fitch Ratings (AA-(bra), with Positive Outlook).

The FinTech Breakthrough recognition underscores CloudWalk’s broader strategy of redefining payments as part of a more autonomous financial system. The company refers to this model as “self-driving finance,” in which AI agents manage payments, credit, and financial decisions with minimal human intervention. It signals the conviction that the companies shaping the future of finance are those who treat payments not as an endpoint, but as a gateway to deeper insights, stronger businesses, and a more inclusive financial system.