The Top 12 Stories of CloudWalk in 2025
A year of AI at scale, financial expansion, and technology empowering millions of entrepreneurs worldwide.
São Paulo, December 2025 — 2025 marked a defining year for CloudWalk. Driven by the large-scale adoption of autonomous AI and the continued expansion of its financial ecosystem, the company reached a new level of operational efficiency and scale, surpassing $1.2 billion in annualized revenue and strengthening its position as one of the fastest-growing technology companies in the global payments industry.
From pioneering the use of AI agents in financial services to hosting OpenAI in São Paulo, CloudWalk advanced on multiple fronts, such as technology, capital markets, governance, and culture.
This retrospective compiles the CloudWalk Newsroom articles that generated the greatest media impact and attracted the largest audiences throughout the year, reflecting the milestones that most significantly shaped the company’s trajectory in 2025.
1. CloudWalk Surpasses $1.2 Billion in Annualized Revenue as AI Drives Profitable Hypergrowth
Reaching over $1.2 billion in annualized revenue in September 2025 marked a major inflection point for CloudWalk. The milestone highlighted how CloudWalk has embedded artificial intelligence at its core since its early days, applying machine learning to fraud prevention and credit scoring long before Large Language Models (LLMs) became mainstream. Today, dozens of AI agents - built from a combination of market-leading models, open-source frameworks, and proprietary technologies - play central roles across the company’s operations, marketing, sales, and technology teams.
2. Fitch Assigns First-Ever Rating to CloudWalk in Brazil: AA-(bra) with Positive Outlook
In August, CloudWalk received its first-ever credit rating from Fitch, achieving AA-(bra) with a Positive Outlook. In its report, Fitch highlighted CloudWalk’s rapid growth, serving more than 5 million entrepreneurs across all Brazilian cities, as well as the strength of its funding strategy. The agency also highlighted the company’s strong revenue and profit growth in recent years, as well as the commencement of its international expansion, marked by the launch of JIM.com in the U.S.
3. CloudWalk completes Brazil’s largest structured credit deal of 2025 and breaks its own record
CloudWalk completed in October the largest structured credit transaction of the year in Brazil, surpassing its own previous record. The company raised funds through a Receivables Investment Fund (FIDC), a financial vehicle commonly used in Brazil and comparable to an asset-backed security, with resources dedicated to financing credit card receivables for more than 6 million entrepreneurs served by InfinitePay.
4. CloudWalk hosts OpenAI for a week-long AI immersion in São Paulo, showcasing the future of human-machine collaboration
CloudWalk hosted also in October the tech giant OpenAI in São Paulo for an intensive, week-long immersion focused on artificial intelligence and human-machine collaboration. The initiative reinforced CloudWalk’s role as a global reference in applied AI and fostered deep discussions on agents, autonomy, and the future of work.
5. CloudWalk Highlighted in FT Partners Report for Pioneering AI Agent Adoption
In March CloudWalk was featured in an FT Partners report for its leadership in adopting AI agents at scale. The recognition positioned the company among a small group of global players redefining how artificial intelligence can drive efficiency, scalability, and competitive advantage in financial services.
6. CloudWalk launches JIM on InfinitePay: an intelligent assistant that acts as an “extra employee” for Brazilian entrepreneurs
The launch of JIM in April represented a concrete leap in applied AI. Integrated into InfinitePay, the assistant was designed to support entrepreneurs in daily tasks and decision-making, reinforcing CloudWalk’s vision of AI agents as active participants in business operations, not just support tools.
7. CloudWalk Leads Brazil’s Open Finance Revolution, Driving AI-Powered Financial Access for Entrepreneurs
CloudWalk strengthened its leadership in Open Finance in August by using data intelligence and AI to expand access to financial products. The initiative enabled more personalized services and improved credit conditions for entrepreneurs, advancing financial inclusion through technology.
8. CloudWalk Blocks Billions in Fraud with Proprietary AI System
Fraud prevention remained a core pillar in 2025. CloudWalk’s proprietary AI systems blocked billions of reais in fraudulent attempts, demonstrating how real-time machine learning models can protect merchants and consumers while preserving a seamless payment experience.
9. CloudWalk Earns Fraud Prevention Certification from Brazil’s National Confederation of Financial Institutions
Complementing its internal technology efforts, CloudWalk earned an official fraud prevention certification in May from Brazil’s National Confederation of Financial Institutions. The recognition validated the company’s security practices and governance standards at an institutional level.
10. CloudWalk Raises Monthly “Minimum Wage” to R$7,000 with Artificial Intelligence Support
During Web Summit Rio, an event that took place in April, CloudWalk increased its internal minimum monthly salary to R$7,000, supported by productivity gains driven by artificial intelligence. The initiative reinforced the company’s belief that AI can enable better compensation, efficiency, and long-term sustainability without sacrificing growth.
11. CloudWalk launches CAIS – AI Shorts Festival and invites filmmakers from around the world to reinvent audiovisual storytelling with artificial intelligence
With CAIS, CloudWalk expanded in August its AI agenda beyond financial services, inviting creators worldwide to explore new forms of audiovisual storytelling powered by artificial intelligence. The project highlighted the company’s cultural and creative engagement with emerging technologies.
12. CloudWalk Launches CW Academy, Free Platform with Classes on Artificial Intelligence, Automation, and Agent Creation
CW Academy was launched in July as a free educational platform offering courses on AI, automation, and agent creation. The initiative reinforced CloudWalk’s commitment to knowledge-sharing and talent development in a rapidly evolving technological landscape.
